Tuesday, November 11, 2014

General Awareness, Marketing & Computer Awareness Practice Questions for Bank Exams

1. Union Government constituted a committee which provides bankruptcy code for SMEs. The committee is headed by ......
1) Aravind Mayaram
2) Arun Jaitley
3) T. K. Vishwanathan
4) H. R. Khan
5) None of these

2. Sania Mirza and Cara Black clinched the WT finals women's doubles title in Singapore recently. Cara Black is a citizen of .......
1) Zimbabwe
2) Croatia
3) France
4) Sweden
5) USA

3. According to World Bank, India is expected to grow at what percent in current fiscal i.e. 2014-15?
1) 5.3%
2) 5.6%
3) 6.4%
4) 7%
5) None

4. The banks / institutions involved in a credit arrangement in the case of credit syndication are termed as .....
1) Members
2) Arrangers
3) Syndicators
4) Contributors
5) Negotiators

5. Who has been appointed as the chairman of Prasara Bharati Board for the term of three years?
1) Mrinal Pande
2) Bimal Julka
3) Markandeya Khatju
4) Surya Prakash
5) Dilip Trivedi

6. Who is the present Attorney General of India?
1) GE Vahanavati
2) Ranjith Kumar
3) Mukul Rohatgi
4) Justice H.L. Dattu
5) None of these

7. What is the expanded form of TDS, a term related to taxation in India?
1) Tax Deducted at Source
2) Tax Defaulted at Source
3) Tax Demanded at Source
4) Tax Differed at Source
5) None

8. Which of the following banks has recently joined hands with the National Payments Corporation of India (NPCI) to introduce e-KYC (electronic Know Your Customer) norms in its branches? It is the second lender to introduce e-KYC in the country?
1) Axis Bank
2) HDFC Bank
3) ICICI Bank
4) Federal Bank
5) Kotak Mahindra

9. India's Rank in the latest "Ease of doing Business" report released by World Bank is ......
1) 142
2) 136
3) 132
4) 126
5) 122

10. A bank draft can be issued by a bank accepting cash provided the amount does not exceed .....
1) Rs.25,000
2) Rs.50,000
3) Rs.75,000
4) Rs.1,00,000
5) None

11. Restrict ion of 5 times usage of ATM from November 1st to be implemented in how many metros of India?
1) 7
2) 6
3) 5
4) 4
5) 3

12. Which of the following countries is declared free of Ebola by WHO recently?
1) Sudan
2) Sierra
3) Leone
4) Liberia
5) Nigeria

13. Which Indian state is to celebrate 2015 as 'Tourism Year'?
1) Maharashtra
2) Madhya Pradesh
3) Uttar Pradesh
4) Rajasthan
5) Kerala

14. Euro Money's Central Bank Governor of the year Award conferred on the Central Bank Governor of .....
1) Srilanka
2) China
3) USA
4) India
5) UK

15. The International day of Girl child is observed every year on.....
1) 11th December
2) 22nd December
3) 11th November
4) 22nd November
5) 11th October

16. Nobel Prize - 2014 in the category of literature is awarded to .....
1) Patrick Modiano
2) Kailash Sathyarthi
3) Malala Yousafzai
4) Both 2 & 3
5) Eric Betzig

17. 17th Asian Games concluded recently in Incheon, South Korea. How many Gold medals does India win?
1) 10
2) 11
3) 36
4) 9
5) 8

18. Who has been placed No.2 in 'The 100 Richest Indian List' by Forbes India?
1) Anil Ambani
2) Azim Premji
3) Dilip Sanghvi
4) Gautam Adani
5) Cyrus Mistry

19. Which of the following is not considered a valid proof of address while opening an account with a bank?
1) PAN card
2) Driving Licence
3) Electricity Bill
4) Voter ID
5) Passport

20. Which of the following movies is selected to represent India at Oscars?
1) Liar's Dice
2) Shahid
3) Baagh Milka Bhaagh
4) JGBU
5) The Lunch Box

21. Which one of the following is not a presales activity?
1) Lead Generation
2) Product Design
3) Sales Presentation
4) After-sales service
5) Scanning the yellow-pages

22. Corporate Loans are given to .....
1) Individuals
2) Blind Persons
3) Schools & Colleges
4) Proprietary Concern
5) Limited Companies

23. Financial Inclusion needs canvassing the Accounts of .....
1) Financial Institutions
2) NRIs
3) HNIs
4) Housewives
5) Persons from the weaker sections

24. Value added services means .....
1) Costlier products
2) More number of products
3) Additional services
4) At par services
5) New products

25. The USP of a current Account is .....
1) High minimum balance
2) No restrictions on transactions
3) No interest payable
4) Restricted deposits
5) Any number of accounts

26. Situation Analysis is useful for .....
1) SWOT Analysis
2) Analysis of sales persons performances
3) Analysis of capital markets
4) Staff placements
5) Area allocation

27. RTGS facility can be best canvassed among .....
1) Inter-state traders
2) Tailors
3) Carpenters
4) Politicians
5) Film stars

28. 'USP' of a product connotes .....
1) High selling features of a product
2) Drawbacks of product
3) New additions to a product
4) Efficient staff
5) Large Organization

29. CRM (Customer Relationship Management) is .....
1) a pre-sales activity
2) a tool for lead generation
3) an ongoing daily activity
4) the task of a DSA
5) customer complaints

30. Recurring Accounts can best be canvassed among .....
1) farmers
2) traders
3) salaried persons
4) minors
5) students

31. ELSS means .....
1) Entry Load Shares Scheme
2) Entry Load Starting Shares
3) Enquity Linked Savings Scheme
4) Enquity Linked Shares Sold
5) Employee Level Salary Scheme

32. Societies and Trusts are the target groups for opening .....
1) Current Accounts
2) Savings Accounts
3) Car Loan Accounts
4) Corporate Loan Accounts
5) Education Loan Accounts

33. A website address is a unique name that identifies a specific ........ on the web.
1) Web browser
2) PDA
3) Website
4) Link
5) None of these

34. A character of information is represented by a(n) .....
1) byte
2) bit
3) field
4) attribute
5) None

35. An example of a telecommunications device is a ......
1) Keyboard
2) mouse
3) printer
4) modem
5) None of these

36. ........ is a procedure that requires users to enter an identification code and a matching password.
1) paging
2) Logging on
3) Time-sharing
4) Multitasking
5) None

37. Which device is used as the standard pointing device in a Graphical User Environment?
1) Keyboard
2) Mouse
3) Joystick
4) Track ball
5) None of these

38. The simultaneous execution of two or more instructions is called .....
1) Sequential access
2) reduced instruction set computing
3) multiprocessing
4) disk mirroring
5) None of these

39. Multiprogramming system .....
1) are easier to develop than single programming systems
2) execute each job faster
3) execute more jobs in the same time period
4) use only one large mainframe computer
5) None of the above

40. Which device can understand difference between data and programs?
1) Input device
2) Output device
3) Memory
4) Microprocessor
5) None of the above

41. Which of the following devices have a limitation that we can only read it but cannot erase or modify it?
1) Tape drive
2) Hard disk
3) Compact disk
4) Floppy disk
5) None

42. Which of the following is not an output device?
1) Plotter
2) Printer
3) Monitor
4) Touch screen
5) None of the above

43. Data that is copied from an application is stored in the .....
1) driver
2) clipboard
3) terminal
4) prompt
5) None of the above

44. Every component of your computer is either .....
1) software or CPU/ RAM
2) input devices or output devices
3) application software or system software
4) hardware or software
5) None of the above

45. A collection of interrelated records is called a .....
1) management information system
2) spread sheet
3) database
4) text file
5) None of the above

46. Which of the following is the storage area within the computer itself which holds data only temporarily as the computer processes instructions?
1) The hard disk
2) Main memory
3) The control unit
4) Read-only memory
5) None of these

47. Codes consisting of bars or lines of varying widths or lengths that are computerreadable are known as .......
1) a bar code
2) an ASCII code
3) a magnetic tape
4) a light pen
5) None

48. A ...... contains specific rules and words that express the logical steps of an algorithm.
1) Programming language
2) Programming structure
3) Syntax
4) Logic chart
5) None

49. If a memory chip is volatile, it will ......
1) explode if exposed to high temperatures
2) lose its contents if current is turned off
3) be used for data storage only
4) be used to both read and write data
5) None of the above

50. ....... is the process of finding errors in software code.
1) compiling
2) assembling
3) interpreting
4) debugging
5) None



ANSWERS:
1-3, 2-1, 3-2, 4-2, 5-4, 6-3, 7-1, 8-2, 9-1 10-2
11-2, 12-5, 13-2, 14-4, 15-5, 16-1, 17-2, 18-3, 19-1, 20-1
21-4, 22-5, 23-1, 24-3, 25-2, 26-1, 27-1, 28-1, 29-1, 30-1
31-3, 32-4, 33-4, 34-2, 35-4, 36-2, 37-2, 38-3, 39-2, 40-4
41-1, 42-4, 43-2, 44-4, 45-3, 46-2, 47-1, 48-1, 49-2, 50-1.

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